Unluckiest Jaguar Owners Ever???? We now have a ruined car!

[04str]

Isn't it a jag dealer that's chasing you? If so, they won't be owned by Jaguar, will they? So why would you write to them? Might just as well write to the PM.

[EOS20D]

For no other reason than to let them know how this dealer has behaved that is all.
Did it 3 years ago without effect, just thinking out loud probably!
Anyway, it was only an update for anyone that followed this, no more.

[04str]

Oh.

If the bailiff has listed any items not yours or which are essential to your job (tools of your trade) be sure to tell them. There may be more categories they should not take - details available via google I expect.

Applying on an N244 or whatever is all very well but it may be pointless and then you're out the fee as well. hmm, if you have no money and no job you can get the fee refunded, I think. You could easily end up having to pay the other side's costs, of course.

[PCVrach]

I would go bankrupt just to spite them, having first made sure I had no assets. I would give them the car though, I wouldn't want to keep it after all this anyway!

You certainly have had a raw deal - someone damages your car and you end up being asked for all this money!

You have our sympathy Trevor, for what it's worth.

[EOS20D]

The car isn't mine it is Debbies, at the last court hearing the judge said this should never have been allowed to go to court in my name. Their solicitors should have realised that apparently. I have just downloaded the bankruptcy guide from the court web-site and will have a good read on it all.

Just had a phone call from Debbies dad offering to pay for the bankruptcy as well. Very kind of him, bet he is rueing the day his daughter met me........

[PCVrach]

I doubt it Trevor, otherwise he would not have offered to help you!

My family would not get their toes wet if I was drowning, except my grandfather. He is a special one in a million man, the others could care less!

[kraygerson]

Yesterday I read through this entire thread - from first to last posts. Trevor, what you have had to go through is truly sickening and my heart goes out to you.

I am hoping to choose a reputable Jaguar specialist to look after my 'new' acquisition and though I have yet to decide on one, I now know for certain who will NOT be getting the job.

[mobius1]

Just read all 39 pages of drama.
If BBC watchdog aint interested, maybe you should contact the drama department and sell them the story?

Trevor, having dealt with my dad (who suffers from depression) for many years, I can only advise (as if I was qualified to..) take whichever course of action is easiest on your health and stress levels. Think only of what would be easier for you to live with.
Tens of thousands out of pocket, and can't finish the driver training is maddeningly unfair. Has gone somewhat beyond a messed up car repair.

Really feel for you, and of, course, will make sure never to use Guy Salmons if i'm ever near there.
All the best, keep us informed

[EOS20D]

Thanks for the thoughts.

Having spoken to our legal help line and having spent many hours on the net I have found that there are a few rules to obey in this situation.
1. Do not let the bailiffs in.
2. Do not let the bailiffs in.
3. Do not let the bailiffs in.

They may not break in unless it is a Magistrates fine or that sort of thing.
They may peacefully enter via an open window or door. So now we have to keep all windows and doors shut and locked until this is resolved. They can't take Debbies property and as she has receipts for most things bought in her name that will help.

She can also go to the solictors and have a sworn statutory declaration made where she states that the property is hers and the contents are hers which is true and correct. This is actually true, she has paid for everything and the house is in her name etc.

I have filled in a form N244 which is an application to have the writ suspended pending another hearing. £75 for the priviledge. But that may halt things for a while.......

It seems that bailiffs very often over state their powers to fighten people into letting them in. There are web-sites all over the place with some shocking stories of their behaviour.

Apparently if the bailiffs can't collect the debt the paperwork gets sent back to the court and then goes back the issueing solicitors after that they can only make me bankrupt.

As a matter of interest bailiffs will take goods that cost 10 times the amount the debt as they know the goods are only worth 10% of their initial value.
In my case that would mean they have to take goods to the value of £200,000
Glad it is cooler today it is a real sod to have all the windows shut..........

Two weeks ago I stopped taking the betablockers as I have felt much better. First time in a few years that I have managed that.
I am determined not to go back on them......

[04str]

Having been in once and having taken walking possession, it may be that you cannot now dispose of any of the items and also that they can break in to get them if need be (or can get a proper person [police etc] to do so). Don't panic if it's under dispute but don't rest too easy

If you have no assets (not even a non-state pension that's due one day), they'd be silly to pay the money to make you bankrupt!

If the car was never yours I don't understand how you can owe the money, but I've probably not followed that part properly. In case that is the situation you can probably find a way to "set aside" the judgment.

[EOS20D]

No the bailiffs have never been in!!!
The judge at the last hearing was shocked that it had been allowed into the court process as I was not the owner of the car. I asked this question ealier today and was told ignorance is no excuse. In other words if i took it to court in my name and it shouldn't have been in my name then that is tough......

[04str]

I thought you said you'd opened the door and they'd made a list of items. Opening the door counts as them being in I think.

Ah. If you brought the claim then it may be irrelevant whether the car was yours
Oh what a mess

[EOS20D]

No they didn't get in, there is no list! They will not get in! Well not if I can help it!

Don't really want this upgraded to a criminal case